Book your free consultation now to get our best remortgage rate of 1.12% fixed for 2 years! Free Valuation and Free Legal Fees * - Call us today on 0113 2580208
First Time Buyer Mortgage

Fact: The average age of a first time buyer in Yorkshire is 36.

Why not refer a friend? You could earn yourself £50!

Fact: The average first time buyer's mortgage is £128,060.

Call us today on 0113 2580208

Fact: The estimated number of first-time buyers last year was 310,000.

Buying your first home is an exciting life changing event and need not be a daunting prospect.

At Mortgage Co we’re here to help you every step of the way and would welcome the opportunity to meet with you right at the beginning. This is the first stage for us assisting you to find the most appropriate lender and deal by finding out about your requirements and circumstances. There are many new things, as a first time buyer, that you will experience for the first time that will need to be considered. Supporting you change from first time buyer to home owner begins here.

There is a range of mortgages on the market with deposits from as little as 5%, mortgages with free valuations and free legal costs, flexible mortgages and a whole host of varying terms. Finding the right one to suit you is our speciality.

Our friendly team will guide you through all of the stages from the initial discussions, budgeting and planning to the formal mortgage application, underwriting, property valuation, mortgage approval, exchange of contracts and then finally… moving day! We can liaise with estate agents, negotiate with mortgage lenders and introduce you to conveyancing solicitors to relieve the pressure on you.

You can trust that Mortgage Co will be right behind you throughout the whole process. Not only will we arrange the Mortgage for you we can also arrange the Buildings & Contents Insurance, Life Insurance, Critical Illness Cover and Income protection. So there is no need to worry.

We’re 100% independent and don’t work for any particular lenders so the bespoke advice we give will be the most suitable and cost effective for you. We strive to satisfy all our customers with our impeccable customer service and tailored approach!

Request A Callback

Request A Callback


Refer a friend... get yourself £50! **

Why not refer a friend? If they get their mortgage through us, you'll get £50. 

Click Here To Get Started

Refer A Friend

Need to get an idea of what you can afford?

Click Here To Use Our Mortgage Calculator

Mortgage calcuator

Loan Information

Property Information

Financial Analysis


Person Details


We have used Mortgage Co for a lot of years now, from when we bought our first house, when we moved house and lately when we needed to extend our house to make more room for our growing family. They have dealt with everything from arranging the mortgage, solicitors, surveys to ensuring our insurances are in line with our needs. We wouldn't hesitate to recommend Mortgage Co.

Mr & Mrs Crosby, Guiseley

I have used Mortgage Co for over 7 years, their professional advice on mortgages is impeccable! They are honest, moral, and ethical, they are prepared to invest time to find the most appropriate mortgage to suit my needs. I have no reservation in recommending Mortgage Co to all my friends and relatives.

Mr & Mrs Cox, Ilkley.

Mortgage Co have always ensured I get the best deal with my mortgage transfer and save me money. They also get me the best insurance deal that suits not only my needs but my family's. I will continue to use Mortgage Co in the future as they are very professional, keep in constant contact and ensure I am happy before anything is completed.

Mrs Shiel, Horsforth.